How Can Bankruptcy Stop a Foreclosure?

If you are facing a potential foreclosure of your home, bankruptcy can help you bring the process to a halt, at least temporarily. This depends on the form of bankruptcy under which you file. The foreclosure process typically begins when you fall behind on your mortgage payments. At a certain point (usually after three or […]

Frequently Asked Questions About Chapter 13 Bankruptcy

Chapter 13 bankruptcy is one of the most common tools for people to relieve their debt burden and set themselves up for a better financial future. The following are a few of the most common questions our bankruptcy attorneys receive about filing for Chapter 13: Q: How much debt do I have to repay under […]

Questions to Consider if Deciding Whether to File for Bankruptcy

For those who are struggling to meet their financial responsibilities, bankruptcy can be an option to unburden themselves from their debts and gain a fresh financial start. However, there are many factors you must consider before deciding whether bankruptcy is right for you. Below are some questions you should ask yourself if you are beginning […]

Student Loan Debts Only Dischargeable If You Can Prove ‘Undue Hardship’

In most cases, debtors are unable to discharge student loan debts in Chapter 7 or Chapter 13 bankruptcy. There is, however, an exception—if you can prove repaying your student loans would force you to undergo “undue hardship,” you may relieve yourself of your responsibility for repaying those debts. The Brunner Test Courts commonly use the […]