Stopping Debt Collector Harassment in Texas

It’s stressful to find yourself in debt. Your creditors have a right to expect you to pay them. When you are delinquent on payments, your creditor may sell your debt to a collection agency for less than the amount you owe.

Medical Bills: A Major Cause of Consumer Bankruptcy

You can be just one medical bill away from financial ruin, regardless of how careful you may be with your finances, with the rising cost of health care, millions of responsible Americans may be just one accident or illness away from financial ruin.

What Does a Bankruptcy Trustee Do?

After you file for bankruptcy, the United States Trustee for your Texas jurisdiction will appoint and supervise an impartial private trustee to administer your bankruptcy (Chapters 7, 12 or 13).

How an Attorney Can Help You Avoid Bankruptcy

An attorney can help you better negotiate with creditors and create a more manageable repayment plan. A knowledgeable bankruptcy lawyer can also help you understand your rights as a consumer and assess the statutes of limitation that may apply your debts.